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Scheme Profile

Tata Retirement Savings Fund - Conservative (G)

Get detailed information of scheme on investment, NAV, Performance.
AUM ( Cr. )
170
Inception Date
01-11-2011
Category
Solution Oriented - Retirement Fund

Key Parameters

  • Type
  • OPEN ENDED
  • Minimum Investment ()
  • 5000
  • 52 Week High / Low ()
  • 32.1213 (26-Nov-2025) / 29.6242 (04-Mar-2025)
  • Incremental Investment ()
  • 1000
  • NAV ()
  • 31.62 ( -0.10) ( -0.32 %)
  • Benchmark
  • CRISIL Short Term Debt Hybrid 75+25 Index
  • Entry Load
  • Nil
  • Exit Load
  • Nil - If redeemed or switch out on or after attainment of retirment age i.e. 60years Nil - In case of Auto switch out of units on occurrence of Auto switch trigger event. 1% - If redeemed before 61 months from the date of allotment.
  • Expense Ratio (%)
  • 2.18
  • Maturity Date
  • NA

Portfolio Indicators

  • Portfolio P/E
  • 12.70 times
  • Portfolio P/B
  • 2.75 times
  • Average Maturity
  • 8.76 years
  • Yield To Maturity
  • 6.69 %
  • Modified Duration
  • 4.6 years
  • Turnover Ratio (%)
  • 57.63

Risk Factors

  • Jenson's Alpha
  • 0.46
  • Standard Deviation
  • 1.24
  • Beta
  • 0.34
  • Sharpe
  • 0.60
  • R-Squared
  • 1.00
  • Treynor Factor
  • 0.01

NAV Movement

  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y

AUM Growth ( Cr.)

  • 3M
  • 6M
  • 1Y
  • 3Y
  • 5Y

Performance

  • Scheme Name
  • YTD (%)
  • 3 Months (%)
  • 6 Months (%)
  • 1 Year (%)
  • 3 Years (%)
  • 5 Years (%)
  • 10 Years (%)
  • Since Inception
  • CRISIL Short Term Debt Hybrid 75+25 Index
  • -

Company Top 5 Holdings

  [ As on 15 Feb 2026 ] More
  • Company
  • Asset
  • Value( in Cr.)
  • Holdings (%)
  • GSEC2034
  • Govt. Securities
  • 35,00,000
  • 20.72
  • GSEC2030
  • Govt. Securities
  • 15,00,000
  • 9.11
  • GSEC2027
  • Govt. Securities
  • 15,00,000
  • 9.03
  • GSEC2026
  • Govt. Securities
  • 10,00,000
  • 5.91
  • GSEC2052
  • Govt. Securities
  • 10,00,000
  • 5.86

Sector Top 5 Holdings

  [ As on 15 Feb 2026 ] More
  • Sector
  • Value( in Cr.)
  • Holdings (%)
  • Banks
  • 2,08,300
  • 16.38
  • Finance
  • 74,180
  • 9.99
  • Financial Services
  • 13,680
  • 7.70
  • IT - Software
  • 21,780
  • 6.23
  • FMCG
  • 30,660
  • 5.04

Annual Performance

Year Return (%) AUM ( in Cr.)
Scheme Return Category Return Benchmark Return Sensex Return
YTD -1.07 -2.19 - -5.81 169.78
2025 3.41 5.13 - 8.55 172.98
2024 9.80 14.06 - 8.12 174.42
2023 11.99 18.58 - 18.10 168.04
2022 -0.27 0.76 - 2.80 170.62
2021 7.41 16.23 - 21.69 188.50
2020 11.67 11.62 - 15.60 163.45
2019 7.57 5.05 - 13.79 135.18
2018 0.82 -1.36 - 6.67 128.84
2017 14.48 23.47 - 28.06 126.28

Quarterly Performance

Year Return (%) AUM ( in Cr.)
Scheme Return Category Return Benchmark Return Sensex Return
Dec-2025 1.25 2.21 - 5.23 172.98
Sep-2025 -1.44 -1.86 - -4.10 173.68
Jun-2025 4.89 7.59 - 9.97 179.87
Mar-2025 -1.94 -3.22 - -1.39 172.08

Peer Comparison

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Asset Allocation

Sector Allocation

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